Annie Hart Cool - Sotheby's International Realty ®



Posted by Annie Hart Cool on 6/18/2019


92 Bridge Street, Falmouth, MA 02536

East Falmouth

Single-Family

$1,399,000
Price

7
Rooms
4
Beds
3/1
Full/Half Baths
Nestled in the heart of Menauhant you'll find three-story Contemporary with pleasing water views. A charming front porch leads into the open concept first floor with chef's kitchen, living room with fireplace, and breakfast nook with access to the large back deck. The second level master with private full bath and deck boasts views of the ocean and is accompanied by a sitting room with wet bar, three guest bedrooms and a large entertainment room. The third level family room rounds out this home with plenty of space for all. Located a short distance to the Acapesket Association Beach, make this the perfect vacation property or year-round home.
Open House
Sunday
June 23 at 11:00 AM to 12:00 PM
Hosted by Michael Lewis
Cannot make the Open Houses?
Location: 92 Bridge Street, Falmouth, MA 02536    Get Directions

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Categories: Open House  


Posted by Annie Hart Cool on 6/18/2019


10 Twin Oaks Drive, Mashpee, MA 02649

Condo

$474,900
Price

7
Rooms
2
Beds
2
Baths
Luxury ''Orleans'' end unit Condo with South West exposure! Enjoy a park like view over looking a large fenced in wildflower garden. This unit offers central air conditioning, gas fireplace and an 11 x15 four season sunroom just off the living room. The expansive floor plan is wonderful for entertaining and perfect for one-floor living. The master bedroom, bath, closets and laundry are right off the living room. The guest room and full bath are off the entry hall. An attached garage makes for easy access when bringing in your groceries. The finished lower level is a bonus. Great potential for in-home office, family room or library. There is a large window for natural light. Storage? This unit has plenty! Enjoy golf, tennis, indoor-out door pools and many entertaining social functions!
Open House
Saturday
June 22 at 11:00 AM to 12:00 PM
Hosted by Steve Strojny
Cannot make the Open Houses?
Location: 10 Twin Oaks Drive, Mashpee, MA 02649    Get Directions

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Tags: Real estate   Condo   Open House   02649   Mashpee  
Categories: Open House  


Posted by Annie Hart Cool on 6/18/2019


7 Great Kame, Plymouth, MA 02360

Pinehills

Single-Family

$699,500
Price

9
Rooms
3
Beds
3/1
Full/Half Baths
Enjoy easy living in this ''Winchester'' model home at the Pinehills. Constructed in 2004, this immaculate home has many desirable features as well as access to attractive amenities. Enter through the front door to a bright formal dining room and living room with soaring ceilings, built-ins and gas fireplace that over-looks the private back yard boasting a Koi pond with serene waterfall. The chef's kitchen has stainless steel appliances, cherry cabinets, center island with breakfast bar and additional dining nook with access to the back deck. First floor living continues to a large master with walk-in closet and large private full bath. An additional half bath and laundry/mud room off of the two-car garage rounds out the first level. Two well-sized guest rooms share a full bath and office on the second level. A bonus full kitchen and entertainment space/potential in-law apartment in the basement features the same high-end finishes as the rest of the home.
Open House
Saturday
June 22 at 11:00 AM to 1:00 PM
Hosted by Annie Hart Cool
Cannot make the Open Houses?
Location: 7 Great Kame, Plymouth, MA 02360    Get Directions

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Categories: Open House  


Posted by Annie Hart Cool on 6/14/2019

This Single-Family in Falmouth, MA recently sold for $422,500. This Antique,Farmhouse style home was sold by Annie Hart Cool - Sotheby's International Realty ®.


250 Woods Hole Road, Falmouth, MA 02543

Woods Hole

Single-Family

$429,000
Price
$422,500
Sale Price

7
Rooms
4
Beds
2
Baths
This quintessential antique home is a real gem. The open living room, dining area and kitchen flow over to the back deck over-looking the level yard and one-car garage. One bedroom and full bath are located on the first level with 3 more bedrooms and a full bath on the second. Newer updates include bamboo flooring in the living room, brand new high-efficiency gas heating system, and young septic. Enjoy ease of access to Woods Hole and downtown Falmouth, as well as geographical beach rights to Quissett Beach Association.

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Categories: Sold Homes  


Posted by Annie Hart Cool on 6/12/2019

If you’re a first-time homebuyer, odds are you’ve thrown the words “prequalified” and “preapproved” interchangeably. However, when it comes to home loans, there are some very important differences between the two.

For buyers hoping to purchase a home with a few missteps and misunderstandings as possible, it’s vital to understand the procedures involved in acquiring financing for a home.

Today, we’ll break down these two real estate jargon terms so that you can go into the mortgage approval process armed with the knowledge to help you succeed in securing a home loan.

Mortgage prequalification

Let’s start with the easy part--mortgage prequalification. Getting prequalified helps borrowers find out what kind and what size mortgage they can likely secure financing for. It also helps lenders establish a relationship with potential customers, which is why you will often see so many ads for mortgage prequalification around the web.

Prequalification is a relatively simple process. You’ll be asked to provide an overview of your finances, which your lender will plug into a formula and then report back to you whether or not you’re likely to get approved based on your current circumstances.

The lender will ask you for general information about your income, assets, debt, and credit. You won’t need to provide exact documents for these things at this phase in the process, since you have not yet technically applied for a mortgage.

Prequalification exists to give you a broad picture of what you can expect. You can use this information to plan for the future, or you can seek out other lenders for a second opinion. But, before you start shopping for homes, you’ll want to make sure you’re preapproved, not prequalified.

Mortgage preapproval

After you’ve prequalified, you can start thinking about preapproval. If you’re serious about buying a home in the near future, getting preapproved will simplify your buying process. It will also make sellers more likely to take you seriously, since you already have your financing partially secured.

Mortgage preapproval requires you to provide the lender with income documentation. They will also perform a credit inquiry to receive your FICO score.

Mortgage applications and credit scores

Before we talk about the rest of the preapproval process, we need to address one common issue that buyers face when applying for a mortgage. There are two types of credit inquiries that lenders can perform to view your credit history--hard inquiries and soft inquiries.

A soft inquiry won’t affect your credit score. But a hard inquiry can lower your score by a few points for a period of 1 to 2 months. So, when getting preapproved, you should expect your credit score to drop temporarily.

After preapproval

Once you’re preapproved for a mortgage, you can safely begin looking at homes. If you decide to make an offer on a home and your offer is accepted, your preapproval will make it easier to move forward in closing on the home.

Once the lender checks off on the house you’re making an offer on, they will send you a loan commitment letter, enabling you to move forward with closing on the home.







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