Annie Hart Cool Team - Sotheby's International Realty ®



Posted by Annie Hart Cool Team on 1/22/2020

Photo by Succo via Pixabay

When you need a real estate attorney, be sure to do your research. Don’t just hire an attorney because your friend or a relative sings the attorney’s praises. The referred attorney may be great in the practice area they helped your friend or relative in, but they may not have the experience needed for your case. In addition to researching the attorney’s knowledge, you should also make sure you get along with the lawyer and make sure they don't have bar complaints lodged against them.

Practice Areas

Real estate is an encompassing practice area. It has many sub-practice areas, such as boundary disputes, buying and selling real estate, probate issues, easements, title issues and more. If you need legal advice for a boundary dispute, you need an attorney who has experience with boundary disputes. Another example: If you were left property by a loved one who died, the property needs to go through probate. You should retain a real estate attorney who has experience in probate law. If not, you might have to retain a real estate lawyer and a probate lawyer, which will cost you more money.

Reputation

Once you determine the real estate lawyer has experience in cases like yours; you will need to check the attorney’s reputation. Always check the state’s bar website to make sure the attorney is in good standing. You may also check other sites for reviews, including peer reviews. Once you determine that the attorney is in good standing and handles your type of case, you are ready to schedule a consultation.

The Consultation

Once you schedule the consultation, gather any documents you have that are related to your case. You will also need to jot down several questions for the attorney. Some questions are to help you determine the attorney’s experience and how they interact with their clients. Questions might include:

  • How many cases like mine have you handled?

  • Of those, how many cases had a positive outcome?

  • What are the ways I can contact you? (The answer should be phone and email. Some attorneys even give out their cell phone numbers.)

  • What is your fee schedule? If the attorney charges a flat rate, be sure you understand what is included in that rate, whether it’s to negotiate your case or go to trial, if needed.

  • If the attorney charges by the hour, ask what the retainer is and how much they charge on behalf of their staff. For example, the attorney may charge $125 for work that a legal assistant does and $175 per hour for work that a paralegal does.

  • Review the attorney’s contract before you sign it.

Personality

Finally, if everything else is to your satisfaction, only retain the attorney if your personalities do not clash. When you retain someone you do not get along with, your case could suffer because of the differences between you, the lawyer and the staff. If you do not have a personality clash, then you are ready to retain the attorney.




Categories: Legal   Real Estate Law  


Posted by Annie Hart Cool Team on 1/21/2020


48 Red Brook Harbor Road, Bourne, MA 02534

Cataumet

Single-Family

$1,390,000
Price

25
Rooms
21
Beds
2/2
Full/Half Baths
Rich in history, the A.L. Aldrich house is now available for new ownership. This turn of the century property, tucked away in Cataumet over-looking Red Brook Harbor, has loads of potential to be a polished gem. The over 7,000s.f. Colonial ran as the Aldrich Hotel until around 1905 and is sited next to the railroad in which passengers would stop to rest after traveling from afar. The Alden family, who invented the fax machine, then purchased the estate and it has remained in the family for the next five generations as their summer home; lovingly known as ''The Big House'' or ''Knot-an-Inn''. The 1.84-acre parcel has rolling grounds to Red Brook Pond, an in-ground pool with pool house. The main level includes two kitchens, large living room/dining hall, 4 common rooms, and two front rooms facing the harbor that spill out onto the porch and expansive back deck. Additional rooms on the second and third level hold true to days gone by.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Annie Hart Cool Team on 1/15/2020

For first-time homebuyers, going from property buyer to property owner may seem virtually impossible. Lucky for you, we're here to help you take the guesswork out of buying a home.

Now, let's take a look at three questions that every first-time homebuyer needs to consider:

1. What is my "dream" residence?

One first-time homebuyer's definition of a "dream" residence may differ from another's. As such, you should consider what you'd like to find in a dream house before you begin your real estate search.

Creating a checklist of "must-haves" and "wants" in your house often serves as a great starting point for first-time homebuyers. This checklist will enable homebuyers to consider what they'd like to find in a dream home and plan accordingly.

Also, it is important to establish realistic expectations before you kick off a home search.

Many terrific houses are available in cities and towns nationwide, but no home is likely to have every feature that you desire in a dream residence.

Therefore, if you establish realistic expectations for your home search, you can avoid potential let-downs as you explore a broad array of high-quality houses.

2. How will I pay for a home?

Getting pre-approved for a mortgage is vital for a first-time homebuyer, and for good reason. With pre-approval for a mortgage, you'll know what you can afford to spend on a home before you enter the real estate market.

Many banks and credit unions are happy to meet with you to discuss your mortgage options. These lenders can outline the differences between adjustable- and fixed-rate mortgages, help you assess your credit score and ensure you can make an informed mortgage decision.

Furthermore, lenders can answer any mortgage questions that you may have. They can help you evaluate your current financial situation and enable you to obtain a mortgage that won't force you to revamp your day-to-day budget.

3. How do I begin searching for a house?

Beginning a home search is easy, particularly for first-time homebuyers who work with expert real estate agents.

An expert real estate agent understands what it takes to find a wonderful house at a budget-friendly price. In fact, he or she will do everything possible to help you navigate the housing market quickly and effortlessly.

Typically, an expert real estate agent will keep you up to date about new homes as they become available, set up home showings and submit home offers on your behalf. This housing market professional also will offer honest, unbiased recommendations throughout the homebuying journey to help you select a house that matches or exceeds your expectations.

When it comes to exploring the housing market, there is no need to work alone. Fortunately, you can hire an expert real estate agent who can help you get the best results possible during the homebuying journey.

Want to acquire your first home? Use the aforementioned tips, and you can move one step closer to owning a top-notch house.





Posted by Annie Hart Cool Team on 1/8/2020

If you’re a first-time homebuyer, you might be wondering what all of the expenses you can expect to have when it comes time to close on your home.

Ideally, you’ll want to understand all of the closing costs months in advance so that you can plan accordingly. However, even if you’re close to purchasing your first home, it’s still useful to get to know closing costs better.

In today’s post, I’m going to cover the closing costs that are typically the buyer’s responsibility.

Buyer’s closing costs

There’s good news and bad news when it comes to closing costs for buyers. The bad news is that buyers are typically on the hook for the majority of the closing costs associated with a real estate transaction. The good news, however, is that many of these fees will be grouped together as part of your mortgage, meaning you won’t have to devote much time or thought to them individually.

That being said, to ensure that you know where your money is going, here’s a breakdown of the main closing costs that you’ll likely be responsible for as a buyer:

1. Attorney fees

Real estate attorneys research the ownership of the home, ensuring that the seller actually has the right to sell you the property. Though this is usually a formality, it is an important one.

Attorneys can either charge a flat fee or hourly rate.

2. Origination fees

The origination fee is paid upfront to the lender. It’s the fee that they charge for processing your mortgage application and getting you approved as a borrower.

3. Prepaid interest

Many buyers pay their first month’s interest in advance. This is the amount of interest that will accrue from the time you purchase the home until your first mortgage payment is due (a month later).

4. Home inspection

Inspections are one of the closing costs that can save you a ton of money in the long run if they find anything during their visit to the home. Inspectors should be licensed in your state, and you should choose your own inspector based on ratings and reviews (not at the recommendation of someone who is incentivized to sell you the home such).

5. Escrow deposits

Escrow deposits are typically shared between the buyer and seller and it is the fee that escrow agents charge for their services. You can think of an escrow as a neutral third party that keeps your money safe while purchasing a home.

6. Recording fees

All real estate purchases have to be recorded by the local government. Typically, this is performed by the county or town hall. Recording fees are charged whenever a real estate transaction occurs.

7. Underwriting fees

Mortgages are all about determining risk. A lender wants to know whether they will see a return on their investment by lending to you. To do so, they research your credit and income history. The fee the charge for this work is called the underwriting fee.




Categories: Buying a Home   Closing Fees  


Posted by Annie Hart Cool Team on 1/4/2020

This Condo in Mashpee, MA recently sold for $325,000. This Townhouse style home was sold by Annie Hart Cool - Sotheby's International Realty ®.


15C Riverview avenue, Mashpee, MA 02649

Condo

$328,500
Price
$325,000
Sale Price

5
Rooms
2
Beds
3
Baths
Riverfront Condo Unit on SANTUIT RIVER in Cotuit Bay Condominiums with water views from all levels. Clubhouse has pool, tennis courts & exercise room. Spacious master on 2nd level with beamed vaulted ceiling, balcony overlooking Santuit River, private bath with double vanity and Granite Counters! Air Conditioning by mini splits on each level. 1st floor has a bedroom, full bath, updated kitchen with granite counters, and open dining & living room area having water views and wood fireplace. Sliders to 2 balconies overlooking river and conservation area. Finished Walkout basement with sliders, 12 ft ceiling, full bath, and picture window, and yes...WATERVIEWS!!

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Tags: Real estate   Condo   02649   Mashpee  
Categories: Sold Homes  




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